Behind on payments or facing foreclosure
If you're behind on your Miami mortgage, the calendar is the enemy — but until the foreclosure sale happens, you still own the home and you still have options. Selling before the auction can pay off the loan, protect the equity you've built, and avoid the credit damage of a completed foreclosure. Our cash buyers move on short timelines and deal with lenders' deadlines every week. The sooner you reach out, the more options you have.
How we help
- ✓Cash sales close in days to weeks — often fast enough to beat an auction date
- ✓Selling can pay off the loan and put remaining equity in your pocket instead of losing it
- ✓No repairs, no showings, no cleaning — sell exactly as the house sits
- ✓Free and confidential — no fees to you, and no obligation to accept anything
How it works
- Tell UR about the home. Enter the address — UR pulls the county records and recent nearby sales itself.
- See the home's value, free. A real estimate from real data, texted to you. Ask questions until it makes sense.
- Pick your path. A cash offer that can close in days, or a top local agent for full market value. You decide — no pressure.
Sell UR Home Miami provides general information and introductions, not legal or financial advice. For advice on your specific situation, consult a licensed attorney or advisor.
Common questions
Can I still sell my Miami house after getting a foreclosure notice?
In most cases yes — you generally retain the right to sell until the foreclosure sale is complete. The earlier in the process you act, the more time there is to close. This is general information, not legal advice; a foreclosure defense attorney can advise on your specific case.
What if I owe more than the house is worth?
That may require a short sale, which needs lender approval and an experienced agent. We can connect you with agents who negotiate short sales — that's a situation where the right professional matters enormously.
Will this cost me anything?
No. The valuation, the offer, and the introductions are free. We're paid by the buyers and agents in our network, never by homeowners.